August 14, 2025 | 07:38 pm
TEMPO.CO, Jakarta - The Director General of Population and Civil Registration at the Indonesian Ministry of Home Affairs, Teguh Setyabudi, stated that the verification and validation of potential recipients of the social protection program will be done through Payment ID. He mentioned that there are two methods for data verification and validation: through digital population identity and through field assistants who help on the ground.
Teguh explained that together with the National Economic Council, they will test two distribution methods for assistance in September 2025. He emphasized that every beneficiary must have a bank account to receive the aid, whether they have a mobile phone or not. "This is part of the Civil Registration Office's effort to reform the Perlinsos program," stated Teguh on Thursday, August 14, 2025.
Tubagus Nugraha, the Executive Director of Policy Synchronization for National Priority Economic Programs at the National Economic Council, mentioned that citizens can apply for social protection through the authentication of digital population identity (IKD) on a digital portal, or through biometric/face recognition for those without phones.
He hoped that IKD would make it easier for citizens to access government digital services securely and seamlessly. "Applications will be automatically processed using integrated data sources (including Payment ID) through the Government Service Connector System (SPLP)," stated Tubagus on Wednesday, August 13, 2025.
National Economic Council Expert, Rahmat Danu Andika, added that the biometric authentication or face recognition process for people without phones can be done through field officer devices. This ensures that all beneficiaries continue to be served during the trial. "For beneficiaries without smartphones who cannot activate IKD," he said.
State Secretary Minister Prasetyo Hadi stressed that the digital payment system will not monitor personal transactions. As per regulations, the government will only monitor specific transactions. "The transactions that we will monitor together. The results of this monitoring will be regulated for what purpose," he stated at the State Palace in Central Jakarta on Wednesday, August 13, 2025.
He ensured that the monitoring of personal data was under applicable regulations. "Looking at personal data, there are already rules," he said. According to him, the state needs to know citizen transactions to detect suspicious activities, including ensuring that social assistance funds are used productively and not for online gambling. "For example, we will identify social assistance recipients. For instance, if there are recipients who are no longer eligible but still receiving assistance," he added.
According to Bank Indonesia, the Payment ID is part of the Indonesia Payment System Blueprint (BSPI) 2030 and is designed to be a unique code based on the National Population Registry Number (NIK) that will integrate all individual financial activities. "Payment ID will be the foundation of a transparent and responsible payment system," stated Dudi Dermawan, Director of the Payment System Policy Department at BI, during an Editors' Briefing in Labuan Bajo on Friday, July 18, 2025.
He noted that this system is a crucial step for the government to introduce a healthy and inclusive financial system. Payment ID can record and consolidate data from various financial sources such as bank accounts, credit cards, e-wallets, and online loans.
Dudi continued, explaining that this system enables the authorities to comprehensively understand a person's financial profile, including income, expenses, debt burden, and investments. "This Payment ID is very powerful," he said.
Hendrik Yaputra and Aisha Shaidra contributed to the writing of this article
Editor's Choice: Prabowo to Launch Payment ID in Banyuwangi in September
Click here to get the latest news updates from Tempo on Google News
Prabowo to Launch Payment ID in Banyuwangi in September
13 jam lalu
Indonesian President Prabowo Subianto is planned to launch Payment ID in mid-September 2025 in Banyuwangi, East Java.
PPATK: Doctor's Account Suspected of Receiving Misdirected Social Assistance Funds
3 hari lalu
The Financial Transaction Reports and Analysis Center (PPATK) continues to trace the accounts of social assistance recipients that are not in accordance with the regulations.
Advocate Warns Payment ID Could Potentially Violate Citizens' Rights
3 hari lalu
A consumer advocate, Tulus Abadi, opined that a new Payment ID system could expose all transaction activities of individuals.
Bank Indonesia Launches Payment ID. How Does It Benefit the Public?
3 hari lalu
To coincide with the 80th Independence Day of Indonesia, Bank Indonesia has launched the digital payment system Payment ID. What are its benefits for the people?
What is Payment ID? Here's What You Need to Know About Indonesia's New Financial System
6 hari lalu
Bank Indonesia (BI) is set to launch a new digital payment system called Payment ID on August 17, 2025. Here's what you need to know about it.
Celios: Bank Indonesia's Payment ID Could Bolster Tax Data
6 hari lalu
Payment ID is a payment system based on the Citizenship Identification Number (NIK) that integrates all individual financial activities.
West Java Tops List of Social Assistance Recipients Involved in Online Gambling
7 hari lalu
West Java had the most social aid recipients involved in online gambling in early 2025, with 49,431 people making transactions worth Rp199 billion.
OJK Tests Gold Tokenization, Records Rp8 Billion in Transactions
9 hari lalu
OJK is testing gold tokenization in a regulatory sandbox, with Rp8 billion in transactions to guide digital asset policy.
VP Gibran Urges BSU Recipients to Avoid Online Gambling
16 hari lalu
Gibran Rakabuming has called on recipients of wage subsidy assistance in Riau to spend the funds on productive activities instead of online gambling.
Bank Indonesia Says Payment ID to Enter Trial Run for Social Aid Distribution on August 17
17 hari lalu
Payment ID aims to protect the security of citizens' transactions. The system integrates Indonesians' NIK to record their financial activities.
